Small Business, Big Opportunity

Join other business owners nationwide who have trusted us to help them secure the financing they needed.

7(a) Loan Program may be used for working capital, inventory, machinery & equipment, debt refinancing, business expansions, and acquisition of an existing business - Loan amounts up to $2 million

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7(a) At-A-Glance

Maximum Loan Size

$5 million

Repayment Terms

Up to 25 years

Pricing

Variable and multi-year adjustable

Prepayment

5-3-1 for loan terms greater than 15 years

Borrower Type

For-profit business

504 Loan Program provides long–term financing for businesses seeking to buy, construct or renovate owner–occupied commercial real estate - Loan amounts up to $5.5 million - Down payments as low as 10% - Low fixed rates & fully amortized schedules.

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504 At-A-Glance

Maximum Loan Size

$15 million

Repayment Terms

Up to 25 years

Pricing

Floating or fixed available

Prepayment

Bank Loan:
2-5 years declining

SBA Bank Loan:
10 years declining

Borrower Type

For-profit business

SBA Express has a simpler loan application and quicker loan closings for smaller SBA loans - Revolving and term financing options - Loan amounts of up to $350,000

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SBA Express At-A-Glance

Maximum Loan Size

$1 million*

Repayment Terms

Up to 25 years

Pricing

Variable and multi-year adjustable

Prepayment

5-3-1 for loan terms greater than 15 years

Borrower Type

For-profit business

*until 9/30/2021, then $500,000 permanently.

Business Man
"Their SBA department was the most knowledgeable and diligent of all the banks I dealt with, and they made the process fast and easy."
Owner-Managed
Nationally Recognized
5 Star Rated
  • All of our bankers have published direct lines. Contact us.
  • Loan Committee meets daily
  • We are not hamstrung by excessive rules and regulations dictated by a far off management committee.
  • We are privately held and are NOT for sale.

Questions? Click here to talk to a banker


Customer Success Stories

Chris Brown
DIGI Search

“When I compare my experience at PRCB to the other banks that I have spoken with, it is clear that the traditional, concierge service they offer is what sets them apart. Their SBA department was the most knowledgeable and diligent of all the banks I dealt with, and they made the process fast and easy. Every member of their staff has been cordial and responsive, often going out of their way to address my needs. I will continue to do my business and personal banking with Park Ridge Community Bank, and I will continue to recommend them to my peers.”

Pawel
Kitchen and Bath Master

“It’s the best experience I’ve had with a bank so far. I’m extremely happy with the SBA process, and I recommend Park Ridge Community Bank to people I know.”

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