Park Ridge Community Bank offers multiple options for saving money, allowing you to manage your money with accounts that meet your personal financial needs. Choose from options like CD’s, savings, money market accounts, and more. You will have the ability to monitor your accounts online, on the phone, or in person at our community bank. We’re sure you’ll be happy with the bank interest rates and CD rates we offer!
Park Ridge Community Bank provides the following:
Certificate of Deposit
A certificate of deposit is an agreement to deposit money with a bank for a fixed period, paying you interest. We offer a variety of CD’s ranging from short term (91 days) to long term (four years). Enjoy the security and earnings of a certificate of deposit from Park Ridge Community Bank.
view CD Rates
Savings Account Rates
Our Savings Account earns an exceptional return. Start your account with as little as $250. Your account will earn interest at the current rate on collected funds. Interest is compounded quarterly. A minimum average daily balance of $250 is required on this account. The average daily balance is calculated by adding the principal in the account each day and dividing that figure by the number of days in the fee period.
view savings account rates
Park Ridge "55"
Park Ridge "55" is an account with higher returns designed for people who meet certain age and balance requirements. This account will earn the NOW checking account interest rate and check images are in your statement.
Money Market Account
This is a great account for those who want a higher interest rate return. It does earn a high return as long as a minimum daily balance of $5,000 is maintained. The average daily balance is calculated by adding the principal in the account for each day and dividing that figure by the number of days in the fee period. This account avoids monthly maintenance charges as long as the balance requirements are met. If the account falls below the balance requirements, a $10.00 service charge will apply. .
View Money Market Account Rates