A Checking Account with Interest



  A checking account with Interest! The NOW checking account lets you earn interest while doing your normal banking. A $2,500 minimum daily balance or a $5,000 average daily balance is required to avoid monthly maintenance charges. The average daily balance is calculated by adding the principal in the account for each day and dividing that figure by the number of days in the fee period. If the account fails to meet the required balance, a $10.00 service charge and $.25 per check charge for the monthly statement cycle will apply. Canceled checks are returned to you in the form of a check imaging statement.

This account earns an APY1 on your collected balance based on the following: 

1. Annual Percentage Yield. To obtain the annual percentage yield disclosed. You must maintain a minimum balance of $.01 in the account each day. Fees may reduce earnings. APY's are subject to change without notice. APY effective on 09.28.18.

 

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