Our on-site loan committee, which meets daily, is a distinguishing feature of our commercial lending services. You will find that obtaining a loan from us is simple and straightforward and you’ll be free from unwanted surprises and delays that can occur with other banks whose loan committees meet only every couple weeks, or even less often, and who delegate underwriting work to distant centralized operations’ departments.


Investment Property Loans

Your loan officer will handle your loan from beginning to end- including the servicing, which means you won't have to explain your situation to someone new every time you need your account serviced. 

Asset Types we lend on include:
  • Multifamily Properties
  • Mixed-use Buildings
Our product features include: 
  • loan amounts up to $10MM
  • Terms up to 15 Years
  • Up to 30 year amortization
  • Flexible prepayment structures
  • Fixed and Floating rate options

Commercial & Industrial 

  • Commerical Mortgages ( Owner-business occupied real estate) 
  • Working Capital Lines of Credit
  • Commmerical Term Loans 

SBA Lending 

The benefits of obtaining a U.S. Small Business Administration (SBA) guaranteed loan include longer and more flexible terms for your business loans. We work jointly with the SBA and offer various loan programs including:
  • 7(a) Loan Program may be used for working capital, inventory, machinery & equipment, debt refinancing, business expansions, and acquisition of an existing business - Loan amounts up to $2 million
  • 504 Loan Program provides long–term financing for businesses seeking to buy, construct or renovate owner–occupied commercial real estate - Loan amounts up to $5.5 million - Down payments as low as 10% - Low fixed rates & fully amortized schedules.
  • SBA Express has a simpler loan application and quicker loan closings for smaller SBA loans - Revolving and term financing options - Loan amounts of up to $350,000
 

Call Us at Your Convenience!

Charles Maegdlin
Senior Vice President
Direct phone line: 847-384-9221
Email: loaninquiry@timetobank.com

If you’re looking for a quick and efficient approval of your loan there’s no other bank that’s easier to work with. Contact Charles Maegdlin at your convenience. It’s easy to move your commercial accounts to us.

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