All Rates
All Rates
Certificate of Deposit
1.50%
APY*
91 Day Certificate
$5000 minimum to open**
1.70%
APY*
182 Day Certificate
$5000 minimum to open**
1.75%
APY*
12 Month Certificate
$2500 minimum to open**
4.50%
APY*
14 Month Certificate
$2500 minimum to open**
1.80%
APY*
18 Month Certificate
$2500 minimum to open**
1.85%
APY*
24 Month Certificate
$2500 minimum to open**
2.10%
APY*
36 Month Certificate
$2500 minimum to open**
2.25%
APY*
48 Month Certificate
$2500 minimum to open**
*Annual Percentage Yield. Penalty for early withdrawal. APY effective 09.11.2023
**Minimum to open and earn the annual percentage yield or APY.
We may limit the amount you deposit in one or more CDs to a total of $500,000.
Savings
Security and Flexibility in One Account
0.85%
APY*
$250 to $24,999.99
1.10%
APY*
$25,000 to $49,999.99
1.35%
APY*
$50,000 to $74,999.99
1.55%
APY*
$75,000 to $249,999.99
2.05%
APY*
$250,000 and above
The minimum balance on this account is $250. Interest is paid quarterly on a calendar year basis. Interest will not be paid for any day the balance is below $250. If the average balance in the quarterly statement cycle is below $250 a $6 service charge will be assessed. Withdrawals in excess of six per quarter will be charged $2 each. Accounts closed within 90 days of opening will incur a $5 charge.
*Annual Percentage Yield. To obtain the annual percentage yield disclosed. You must maintain a minimum balance of $250.00 in the account each day. Rates may change after account opening without notice. Fees may reduce earnings. Minimum balances apply as follows: Savings account - daily balance of $250. APY effective 07.28.2023
Money Market Account
0.85%
APY*
$5,000 to $24,999
1.10%
APY*
$25,000 to $49,999
1.35%
APY*
$50,000 to $74,999
1.55%
APY*
$75,000 to $249,999
2.05%
APY*
$250,000 and above
*Annual Percentage Yield. Rates may change after account opening without notice. Fees may reduce earnings. Rate effective 07.28.2023
NOW Accounts
0.05%
APY*
*Annual Percentage Yield. To obtain the annual percentage yield disclosed. The minimum to open is $100. You must maintain a minimum balance of $.01 in the account each day. Fees may reduce earnings. Rates may change after account opening without notice. APY effective on 12.20.2022
Park Ridge “55”
0.10%
APY*
*Annual Percentage Yield. To obtain the annual percentage yield disclosed. The minimum to open is $100. You must maintain a minimum balance of $.01 in the account each day. Fees may reduce earnings. Rates may change after account opening without notice. APY effective on 12.20.2022.