We’re a successful, privately held bank that’s highly reviewed by the rating agencies. We efficiently rode through the real estate crisis, making intelligent and properly capitalized construction and real estate loans throughout the most difficult years. Our customers counted on the unwavering consistency of our strategy. It successfully provided them the needed funds to run their businesses and take advantage of the opportunities that existed during those years.

As we always say, “The best banking is long term”. If you’re already a customer, we thank you and hope to always meet and exceed your expectations. If you’re not yet our customer, we simply ask that you check us out and ask your neighbors about us. We're certain that banking with us will be an excellent experience whether business, personal, or both - and we look forward to personally serving you and meeting all of your financial needs over the long term.

Park Ridge Community Bank is always ready to speak with you directly. You can contact us at customerservice@timetobank.com

The Local Community Bank You Can Rely On

For more than two decades, Park Ridge Community Bank has proudly served the people and businesses of Park Ridge and the surrounding communities. The officers, directors, and employees of our bank are your neighbors. We shop at the same stores as you, our kids are on the same youth sports teams. We share your values, and remain deeply committed to helping people and businesses in our community thrive and prosper.

What We Offer

As an Owner-Managed Community Bank, we provide personal service, personal attention, and convenience while offering all the contemporary financial products and services you expect from a major bank. Many banks are always looking for the bigger customer, the better deal. They continually change the rules and rewrite the game plan. In the end, they neglect their most important business - the customers they already have.

Since we opened in 1995, our focus has been on effectively meeting the personal and business banking needs of the community. We’re committed to providing the highest quality banking services in an efficient and friendly manner. Once you become our customer, we’re committed to building a successful relationship by improving and perfecting the financial products and services we provide to you. We understand that the best return comes from long term relationships.

Community Banking Made Easy with Personal Service

At Park Ridge Community Bank, you’ll never get a call from us saying you don’t fit within our plans. You can directly reach our officers and employees. From the Chairman of the Board to the Tellers - we're all accessible to you. When you phone us during regular banking hours you will talk to a human being who is on-site. You can email us 24 hours a day at your convenience. We normally respond the same business day, often within one or two hours. When you become a customer, you become our primary focus as existing customers come first.

If you’re in need of a personal checking or savings account, credit card, home equity loan, or anything else, we’re here for you. Our online banking and mobile banking are easy to set up. Just let us know what you need, and we’ll provide the personalized service that only a local community bank can offer. 

For our business customers, we're easy to work with as well, whether it’s applying for a new construction loan or any other kind of business banking service, including business deposit accounts, investment property loans, or business credit cards. We make it easy for developers and real estate investors to borrow. Our experience and expertise in SBA lending supports our customers with working capital, equipment, and other business loans when traditional lending criteria can't quite be met.

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