security statement
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Safe, Secure, and Effective
Customers of our online bank should review our customer security page for information on how to protect their home and business computer from malicious users.

State of the Art Industry Standards
Security Park Ridge Community Bank uses industry-standard technology, including password-controlled entry, Secure Socket layer (SSL) protocol, data encryption, public-private key pair, firewalls, and filtering routers. Each security component acts as a layer of protection to safeguard sensitive data from unauthorized users.

Password-Controlled Access
Our Internet banking system requires customer identification through a private account number and password before you are able to get into the front end system. You should keep this password and account number private.

Transmission Security: Encryption

Once you have logged on correctly, you will enter a secure environment in which you can conduct your transactions. The browser automatically secures the session using Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with what is called the public and private key pair. As Netscape the developers of the technology, put it, "Data that is encrypted with the public key can be decrypted only with the private key. Conversely, data encrypted with the private key can be decrypted only with the public key. This asymmetry is the property that makes public key cryptography so useful."

Information Privacy: Firewalls and Filtering Routers
Finally, once requests arrive at the bank, the server is protected by a series of firewalls and filtering routers which verify the source and destination of the requests traveling in information packets. The firewall is set up to reject any unauthorized traffic. This reemphasizes the importance of the password, which is the only legitimate entry into the program. This system uses a secure access firewall which "opens holes when necessary and closes them back down as soon as useful work is completed." The purpose of the router is to keep out traffic that does not emanate from one of the only two legitimate ends of a secured transaction: the customer or the bank.

What You can do to Help
All the security that the bank employs will be rendered ineffective if you don't keep your entry into the system secure. You should use all of the standard common sense measures to keep your home and computer secure as you would do for your other valuable belongings: Don't tell anyone your password, choose a password that is difficult to guess, change your password regularly (every three months), keep access to your home computer secure. Doing these things will help ensure that your computer and your access to our Internet bank are safe and secure for years to come.
© Park Ridge Community Bank. All rates and fees subject to change without notice.
626 Talcott Road P.O. Box 829 - Park Ridge IL, 60068 - tel. 847.384.9200 - fax 847.384.9245

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