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| We
Respect Your Right to Privacy |
At
Park Ridge Community Bank, the basis of each customer
relationship, is trust. You have chosen to do business
with us, and we are obligated to honor that relationship
with great care, beginning with the information you have
chosen to share with us. We believe that your privacy
should not be compromised. At the same time, we want to
offer you the array of financial products and services
you need to accomplish your financial goals. We believe
we can do both through the privacy policy outlined below.
Important Information About Procedures
for Opening a New Account
To help
the government fight the funding of terrorism and money-laundering
activities, federal law requires all financial institutions
to obtain, verify, and record information that identifies
each person who opens an account. What this means for
you: When you open an account, we will ask for your name,
address, date of birth, and other information that will
allow us to identify you. We may also ask to see your
driver's license or other identifying documents.
Recognition
of a Customer's Right to Privacy
We
recognize your right to privacy at Park Ridge Community
Bank, we recognize that you have a right to expect your
personal financial information to remain private and secure.
We will maintain standards to ensure that your information
is private and secure at all times.
Customer
Benefits of Information Management Practices
Information
about consumers is accumulated from a variety of sources.
Some information is provided to Park Ridge Community Bank
directly by customers themselves. Other data is developed
by the Bank as a function of providing a product or service
to a customer. Still other information is obtained from
outside sources and from consumer reporting agencies.
We will limit the use and collection of information about
our customers to that which is necessary to administer
our business, provide superior service, and offer opportunities
that we think will be of interest to customers
Maintenance of Accurate Information
At
Park Ridge Community Bank we have established procedures
to ensure that your financial information is accurate,
current and complete, in keeping with reasonable commercial
standards. We also pledge to respond to requests to correct
inaccurate information in a timely manner.
Limitations
on Employee Access to Information
At Park Ridge Community Bank, employee access to personally
identifiable customer information is limited to those
with a business reason to know such Information. Employees
are educated on the importance of maintaining the confidentiality
of customer information and of complying with this Privacy
Policy. Because of the importance of these issues, all
Park Ridge Community Bank employees are responsible for
maintaining the confidentiality of customer information
and employees who violate this Privacy Policy will be
subject to disciplinary measures.
Protection
of Information via Established Security Procedures
Park
Ridge Community Bank is committed to the security of your
financial and personal information. All of our operational
and data processing systems are aimed at protecting your
account information from being accessed by third parties.
We maintain and grant access to customer information only
in accordance with our internal security standards.
The
Internet
Park
Ridge Community bank provides a fully transactional website
for the use of its customers. We use industry standard
security measures such as 128-bit encryption and firewalls
to insure that your data is secure. In the course of using
our web site the bank does use industry standard software
to collect information necessary to the transaction of
business. We do not sell identifying information about
visitors to our site. The information collected is the
following:
Date and time our site was accessed.
IP Address (A numeric address given to servers connected
to the Internet.)
Web browser used.
City, state, and country
Visitors may elect to provide us with
personal information via e-mail, online registration forms,
or other means. This information is used internally, as
appropriate, to handle the sender's request. It is not
disseminated or sold to other organizations.
Restrictions
on the Disclosure of Account Information
We
do not disclose any nonpublic information about our customers
or former customers to anyone, except as required by law.
Maintaining
Customer Privacy in Business Relationships with Third Parties
When
Park Ridge Community Bank conducts business with third
parties; we will require that they agree to maintain the
confidentiality of any customer information that they
may receive in the course of doing business with us.
Inquiries
At Park Ridge Community Bank, we value our customer relationships.
We want you to understand how we use the information you
provide and our commitment to ensuring your personal privacy.
If you have any questions about how Park Ridge Community
Bank protects your confidential information, stop into
the bank or call: 847.384.9200 or contact us using the
e-mail reply function located on our web page. |
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