Personal Checking
Our check processing is done on-site and checks are returned, when applicable in the form of a check imaging statement. Service charges will vary from month to month depending on the monthly activity and average monthly balance. However, If you have a large enough balance you will not be charged a fee.
Passbook Savings
Our passbook savings account offers maximum flexibility because withdrawals can be made at any time without penalty. Savings pays interest on collected funds, compounded quarterly to date of withdrawal.
NOW Checking Account
NOW checking is an account that offers a higher interest if certain balances are met.
Personal CD's
We offer a variety of C.D.'s ranging from short term (91 days) and long term (48 months).
Park Ridge "55"
Park Ridge "55" is an account with higher returns designed for people who meet certain age and balance requirements.
Personal Money Market
This account earns money market rates as long as a minimum daily balance is maintained. It avoids monthly maintenance charges as long as the balance requirements are met.
Budget Checking
A checking account designed for college students or people who write checks infrequently.
Safe Deposit Boxes
A variety of safe deposit sizes and rates for current customers. |
Online Banking
We offer the ease of online banking 24/7. You can pay bills, transfer funds and check account balances at your convenience. The fees associated with Online banking can be found here.
Home Loans
We offer competitve rates on a variety of mortgage products. Enjoy the benefits of dealing with experienced Loan Officers who are easy to reach.
Home Equity Loans / Lines of Credit
The equity in your house can be put to your advantage. Attractive rates are available. Please call us for details. Click here* to contact our Loan Department to communicate your needs.
Investment Mortgage Loans
Park Ridge Community Bank offers considerable expertise in investment property financing.
Personal Loans
We offer a variety of personal loan solutions at competitve rates. Click here* to contact our Loan Department to communicate your needs.
Debit Cards / MasterCard Secure Code
Debit cards offer a flexible and convenient means to purchase.
ATM Locations
Park Ridge Community Bank is a member of the STAR network with atm locations across the state.
Our Philosphy
We explain our banking philophy that's oriented around excellent customer service.
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