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Refinance Your Home
Review our home mortgage products to find the rate to match your needs. Rates change often and certain restrictions apply. Click here to contact our Mortgage Loan Department to communicate your needs or call Chic Maegdlin, Vice President direct at 847-384-9221.

Rates Subject to change without notice.


The required down payment for the fixed rate mortgage loans is 5%. The required down payment for the ARM loans is 10%.
30 - Year Fixed
Rate - No Points APR
6.375% 6.426%
Monthly payments to equal $62.39 for every $10,000 borrowed.
20 - Year Fixed
Rate - No Points APR
6.250% 6.317%

Monthly payments to equal $73.09 for every $10,000 borrowed.

15 - Year Fixed
Rate - No Points APR
5.875% 5.958%
Monthly payments to equal $83.71 for every $10,000 borrowed.
5/1 Arm (with 30 year term)*
Rate - No Points APR
5.875% 5.384%
Monthly payments to equal $59.15 for every $10,000 borrowed.
5/1 Year Arm Jumbo (w/ 30 yr term)**
Rate - No Points APR
6.250% 5.609%
Monthly payments to equal $61.57 for every $10,000 borrowed.
7/1 - Year Arm Jumbo (w/ 30 yr term)**
Rate - No Points APR
6.500% 5.869%

Monthly payments to equal $63.21 or every $10,000 borrowed.

*Rate may vary after the initial fixed rate period. **Jumbo rate given for loans above $417,000. Rates effective as of 08.21.08
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© Park Ridge Community Bank. All rates and fees subject to change without notice.
626 Talcott Road P.O. Box 829 - Park Ridge IL, 60068 - tel. 847.384.9200 - fax 847.384.9245
Member FDIC
Equal Housing Lender