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Protect Yourself Online.
The Internet is a medium that is full of possibilities and unfortunately some pitfalls. As a computer user you should be aware of the potential dangers of using the Internet and the means to protect yourself. The possibility that your computer would be compromised by a hacker is remote but we want to make it even harder for criminals to operate. We have assembled a list of valuable security information and resources for your consideration.

Park Ridge Community Bank offers the following information on this page as a service to our customers. This information is not to be considered as an endorsement of the products mentioned. The Bank does not assume liability for any problems that might arise from the use of the products or the advice contained herein. A complete representation of our legal policy may be found here.
Common Sense Security Measures.
The best security measures are the simplest - your common sense. Here are some suggestions.

Turn Your Computer Off

Turn your computer off when you are not using it. If your computer is off criminals can't get into it. The window of malicious opportunity is reduced dramatically.

Password

Change your password often (every three months) and make sure your password is alphanumeric (which means that it is composed of both letters and numbers). The best passwords are not based on known words (i.e. a3rtq85g). It is amazing how many people violate this simple rule. One study in Chicago found that a substantial number of the respondents had a password to their valuable information of "Bears". If your password isn't in the dictionary, criminals will have a difficult time guessing it.

Confidentiality
Don't tell your password to anyone you don't trust. Don't write it down under your keyboard or on a note next to your computer. These are the first places criminals will look. If you bank with your computer your computer is in effect a digital form of your checkbook. It should be protected accordingly.

Do not in any circumstance divulge any personal financial information (such as your bank account numbers, social security numbers, mother's maiden name, etc) to any party who's identity you cannot completely verify (such as someone on an auction site).

Antivirus
Viruses, worms and trojans are a continuing menace in the use of the internet. It necessary to use antivirus products to protect the integrity of your systems.

Security Patches

When a flaw is found in a software product most vendors offer a means to repair the problem in the form of a patch. When the patch is applied the software is no longer susceptible to the exploit. It is recommended that computer users stay current with their software patches and turn on the auto update feature of the patch program if applicable.

Firewall for "Always on" Connections
If you have an "always on" connection to the Internet like DSL or a Cable modem you are potentially at risk to malicious intrusion because your computer has a 24/7 connection to the Internet. Some studies have concluded that these types of connections get scanned by questionable sources as much as twenty times a day.
If you have one of these types of connections you should strongly consider installing either a software or hardware firewall.

Anti-Spyware
Attacks against personal computer systems are becoming more and more sophisticated. Infections of malicious software that can record and intercept personal information are a commonplace occurrence. Antispyware products are now available to address this problem. Microsoft offers a free antispware product that is a good idea to consider using.
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© Park Ridge Community Bank. All rates and fees subject to change without notice.
626 Talcott Road P.O. Box 829 - Park Ridge IL, 60068 - tel. 847.384.9200 - fax 847.384.9245
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