Park Ridge Community Bank

Security of Mind

Important Notice:
FDIC Transaction Account
Guarantee Program (TAGP).

On October 3, 2008 FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

Park Ridge Community Bank is participating in the FDIC's Transaction Account Guarantee Program (TAGP). Under that program, through December 31, 2009, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount of the account. Coverage under the Transaction Account Guarantee Program (TAGP) is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

NOW accounts with APYs greater than 0.50% do not qualify for the TAGP. NOW accounts with APY's equal to or less than 0.50% are covered by the TAGP.



	Certificate of Deposit1		APY*
	182 - Day Certificate	-	2.00%
	1 - Year Certificate	-	2.65 %
	2 - Year Certificate	-	2.75%

	Passbook Savings2		APY*
	$250,000 and above	-	1.40%
	$75,000 to $249,999.99	-	1.20%

	Money Market2		APY*
	$250,000 and above	-	1.40%
	$75,000 to $249,999.99	-	1.20%

	Super NOW Checking3		APY*
	Checking w/ high interest	-	1.00%

	30 Yr Fixed Mortgage4		APR**
	Rate no points	-	5.125%

1. Rate effective 01.05.2009. * Annual Percentage Yield. Interest Rates are subject to change without notice. Fees may reduce earnings. Minimum balances apply as follows: Savings account - average daily balance of $250. Money Market - average daily balance of $5,000. ** Annual Percentage Rate. 2. Different rates on deposit balances in excess of $500,000 may apply. Rate effective 01.05.2009. 3. Average collected balance must be $10,000 or more to receive interest for that statement cycle. There will be a $10 service charge if the average collected balance is below $5,000 for that statement cycle. Rate may change after account is opened. APY effective 10.08.08. 4. Rate effective as of 01.05.09.


It's Time To Refinance!

Historically Low Rates Rates have fallen to historic lows and you’re interested in refinancing your home mortgage. Park Ridge Community Bank will make it happen. One On One Personal Service Our lending officer will handle your home loan refinance from the beginning of your project through its completion. 24 Hour Approval Turnaround Time We’re different from mega banks in the speed and ease with which we transact your loan. We normally approve refinancing within 24 hours of the application. Local Service and Easy Access Our knowledgeable, on-site loan department can provide an answer within the same day. Our in-house loan processing department will often complete your loan in the time it normally takes huge corporate banks to begin the process. If you’re looking for a quick and efficient approval of your mortgage refinance there’s no other bank in Park Ridge that’s easier to work with. Stop in today, you never need an appointment.
	Call Charles Maegdlin today to begin the process: 847.384.9221.

© Park Ridge Community Bank. All rates and fees subject to change without notice.
626 Talcott Road P.O. Box 829 - Park Ridge IL, 60068 - tel. 847.384.9200 - fax 847.384.9245

Member FDIC
Equal Housing Lender