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Security of Mind

Important Notice:
Temporary Changes to FDIC Deposit Insurance Coverage.


The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

Transaction Account Guarantee Program (TAGP)

Park Ridge Community Bank is participating in the FDIC's Transaction Account Guarantee Program (TAGP). Under that program, through December 31, 2009, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount of the account. Coverage under the Transaction Account Guarantee Program (TAGP) is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

NOW accounts with APYs greater than 0.50% do not qualify for the TAGP. NOW accounts with APY's equal to or less than 0.50% are covered by the TAGP.

Click here for more information regarding your FDIC Insured Accounts.

Certificate of Deposit1   APY*
  182 - Day Certificate - 1.20%
  1 - Year Certificate - 1.60 %
  2 - Year Certificate - 1.80%
Passbook Savings2   APY*
  $250,000 and above - 1.10%
  $75,000 to $249,999.99 - 1.00%
Money Market2   APY*
  $250,000 and above - 0.60%
  $75,000 to $249,999.99 - 0.60%
Super NOW Checking3   APY*
  Checking w/ high interest - 0.50%
30 Yr Fixed Mortgage4   APR**
  Rate no points - 5.750%
1. Rate effective as of 07.02.09.
* Annual Percentage Yield. Interest Rates are subject to change without notice. Fees may reduce earnings. Minimum balances apply as follows: Savings account - average daily balance of $250. Money Market - average daily balance of $5,000.
** Annual Percentage Rate.
2. Different rates on deposit balances in excess of $500,000 may apply. Rate effective as of 07.02.2009.
3. Average collected balance must be $10,000 or more to receive interest for that statement cycle. There will be a $10 service charge if the average collected balance is below $5,000 for that statement cycle. Rate may change after account is opened. APY effective as of 03.18.09.
4. Rate effective as of 06.08.09.
Looking for a New Bank?

Successful, Stable & Locally Owned
The ebb & flow of the banking industry has caused many to seek a new banking relationship. We're an excellent choice for your commercial & personal accounts . We're a successful, stable, locally owned and locally managed bank that's not for sale.

The benefits of Park Ridge Community Bank are numerous:

Personal Account Benefits
One location with onsite bookkeeping - get questions answered immediately.
Excellent customer service focused around efficiency and service.

Commercial Account Benefits
Easy, Direct Access to your Loan Officer.
Streamlined approval of your loans.
It's easy to move your commercial accounts to us.

For commercial accounts contact Fred Karl at 847-384-9232 or flk@timetobank.com

For personal accounts call Elsa Volpe at 847-384-9211 or emv@timetobank.com to begin the process.

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© Park Ridge Community Bank. All rates and fees subject to change without notice.
626 Talcott Road P.O. Box 829 - Park Ridge IL, 60068 - tel. 847.384.9200 - fax 847.384.9245
Member FDIC
Equal Housing Lender